Let the experts handle your debt!
Professional Debt Arbitrators

0111.2010
The FTC has placed a ban on upfront fee to debt relief and debt consolidation companies that sell their services over the phone.
1903.2011 Secret of financial success
We offer all of our clients a Financial Success Kit. Our goal is not only to get you out of debt, but help keep you from getting back into the same situation in the future.
2603.2011 Financial Forums
We have partnered up with The Debt Consolidation Forums. This is a place to Blog, Chat and Learn about money and finances.
0404.2011 Dispute your credit report
We have created a free Do it Yourself Credit Repair website. Many valuable resources on how to clean up your credit.
1602.2011 DIY Clean your credit
This is a fantastic article on DIY credit repair. Writen by one of our managers, his personal story of when he began working in the debt management industry.

Got Debt?
We will help settle your debt for less!

American Debt Co LLC been offering credit solutions and negotiating creditors since 2001 . Our experienced team of certified professional debt arbitrators can help you reach your goal of being debt free in 12 to 48 months. We offer two types of services Debt Consolidation and Debt Settlement. The two programs are very different from one another we recommend that you Read More...

Call us Toll Free 1-800-395-7105 or begin your free online debt consolidation quote below....

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We work for you Not the creditors!

In the credit card debt consolidation program we work directly with your creditors to lower your monthly payments as well as lower your interest rates.

In the debt settlement plan we negotiate directly with your creditors to settle your debt for less than what you owe. Please take the time to browse our FAQ's section for more information about the difference between the two programs.

If you're anything like 80% of all American consumers, you have $10,000 or more in credit card debt with an average interest rate of 19% APR.

Why is that a bad thing?

Credit card companies are in the business to make a profit, period! They are not concerned about your well being or your financial situation. They simply want to be repaid for what you borrowed and then paid back again and possibly a third time.

If you knew that when you signed up for that $5000 charge card, that you actually would end up paying $12,000 to $15,000 by the time you paid it off. Would you have signed up for that card in the first place? Most likely not.

Have you looked at your monthly statements lately? Credit card companies are now required by law to disclouse the amount of time that it will take you to pay off, if you're only making the minimum monthly payments. Take a look at one of your recent statements. You'll be shocked! We see them everyday, a $10,000 balance with a 24% APR and a minimum payment of $200 will take you 18 years to pay off and you'll pay $28,000 by the time you pay it off.

There are only a few ways to make this debt go away.

Bankruptcy, which destroys your credit for 10 years, and there's many other problems that comes with that.

Not paying at all and waiting for the statute of limitations to expire, 7 to 10 years.

Getting another loan doesn't solve the problem, it only puts all your debt into one place. What's the difference, unless you got 0% APR on this new loan. Which isn't going to happen. And more than likely if you're maxed or close to maxed out on your credit cards, there's no bank that will approve another loan for you until you get your credit card balances down. The reason is, banks know another loan is not the solution.

Debt consolidation with a non profit agency or debt settlement are by far your best options.

Call today to get your free quote or start by filling out the form above.