We offer Credit Solutions Debt Help & Advice
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We have two different programs designed to help get you out of the endless cycle of debt. The first option is Debt Consolidation aka Credit Counseling and the second option is Debt Settlement aka Debt Negotiation.
The two main questions clients always ask are... How much does this cost and will it hurt my credit.
First thing we want to say, is that you're going to pay more in a Non-Profit Credit Counseling program (CC) than you will in the Debt Settlement plan (DS).
But how much does it cost? That completly depends on how much debt you have. The CC program you repay your debt in full, and it will potentially be at a reduced interest rate, depending on what you're paying now average 6%. here's an example, if you owe $20,000 @ 6% your monthly payment in credit counseling will be $484 for 58 months and in total you'll pay $24,000.
In the debt settlement plan you owe $20,000 @ 0% interest, monthly payment of $412.50 for 30 months and in total you'll pay $12,375, which includes our fees. Important note, we do not charge a settlement fee until we pay off your debt. The down side to the DS plan, is that if these accounts are current right now, it will negatively affect your credit since we're settling for less.
You have to ask yourself. Do I need credit in the next 30 months? Most people think they do, but they really don't. What do you really need credit for other than to buy a house or a car? The only other reason for credit is to get yourself further into debt.
Take action today! Put a stop to your credit card debt!
We negotiate directly with your creditors!
Our firm has extended experience, and negotiates with your creditors to settle your debt for less than what you owe.
Another common question that people ask is, why can't I do this on my own? Why should I hire your company?
Truth is you can do this on your own. However, 99% of the time we can negotiate a lower payoff than the general public can on their own. We've been in business since 2001 and several certified professional debt arbitrators on staff.
Leave it to the professionals to stop the creditor harrasement and handle the phone calls for you.
Other Resources
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01 Get your Credit Report
Get a copy of your credit report at free credit report.com But don't forget to cancel their service before the expiration date or they will charge you a fee. -
19Financial Freedom
You can acheive Financial Freedom if you can put a stop to using credit cards and taking out loans. Learn to save your money and buy things when you have saved enough up to purchase those things with cash. -
2612.2009 Multifunctional services
Take your first step to being debt free by calling us or visit the Online Free Debt Consolidation Quote form. -
04Have you found the answer?
Learn how Debt Consolidation t can help get you out of this hole. -
16Earn Extra Income
Find more ways to earn extra income in your spare time, there are many websites that you can Work at Home and do things like Pro Paid Surveys online.