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01PBS Article
Even if you make your credit card payments on time, the credit card bank can raise your interest rate automatically if you're late on payments elsewhere -- such as on another credit card or on a phone, car, or house payment -- or simply because the bank feels you have taken on too much debt....Read More..
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19Stop Credit Card Debt.
If you've ever looked at the return address on your statement, you may notice your credit card issuer is located in a state such as South Dakota or Delaware. That's because these are the states that have either weak or no "usury laws" meaning there is no cap on the interest rate that is charged. -
26Learn to Live Debt Free!
There is no federal limit on the interest rate a credit card company can charge.
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04Always Check out the BBB
Anytime you do business with any debt management company you should check their BBB rating. We have an A rating and have been in business since March of 2001. -
16Credit Card rates and Fees
What you need to know about the new laws, rates and fees for credit card companies, read more...
Time is Money!
This saying is never more true than when it comes to debt! The longer you stay in debt the more overall you pay in interest and finances charges.
Have you looked at your monthly statement lately? Obama passed a new law last year that requires credit card companies to disclose the amount of time it will take you to pay off if you're only making the minimum payments each month. Grab one of your credit card statements and have a look.
If you have a credit debt of $10,000 and an interest rate of 19.99% APR you're paying about $166 a month in finance charges. If your monthly minimum payment is $250, that means that you have $84 coming off of your $10,000 balance each month.
If you only make the minimum payments each month it will take 402 payments, which is 34 years and you'll pay $29,168 by the time you get paid off!
The credit card companies are stealing your hard earned cash!
Why continue to allow that to happen?
Put more cash back into your pocket. We can settle that same debt for around $4000 to $6000 depending on the creditor the debt is with. And if you're paying $250 a month with us, you'll be debt free in 24 months and save yourself thousands of dollars.
Take action today!
Call us Now!
After you've looked at your statements give us a call or get your free online quote!
